FAQ

The short-term loan belongs to the category of temporary solutions. It supports you when you need to deal with an urgent money problem. For example, you can use it to pay for medical expenses, to cover an unpaid bill, or simply if you have a cash flow concern.
The loan amounts range from $300 to $3,000. You just have to specify the amount that you want to obtain on the loan application form.
We transfer the funds by email within 45 minutes of receiving your signed agreement.
No fees are charged until the money has been transferred to your bank account. We don’t rely on credit checks, because we believe that your credit history shouldn’t prevent you from building your future.

We ask you to meet the following criteria:

  1. Opened a chequing account at least 3 months ago
  2. Worked full-time for at least 3 months
  3. Be paid by direct deposit
  4. Not currently be in a bankruptcy or consumer proposal situation and not be subject to wage garnishment.